Student health benefits plan
All students enrolled in full-time programs (except MBA/MPH) and all F-1 visa status students are required to maintain adequate health insurance coverage to provide protection against unexpected accidents and illnesses. Full-time program and F-1 students are automatically enrolled in the Student Health Benefits Plan.
Students are billed each fall and spring for the premium on their SIS student account. Coverage for new students begins on the first day of orientation and ends the following summer. Coverage for returning students begins on August 15, 2020 and ends on August 14, 2021. No refunds are issued once enrolled in the Student Health Benefits Plan.
Students can access their Student Health Benefits Plan by logging into SIS Self-Service. Select the Health Insurance option under the Personal Info tab.
If your current coverage is ending
Currently enrolled full-time students whose existing health insurance coverage is ending can enroll in the University’s Student Health Benefits Plan before the published enrollment date (30 days) by submitting a copy of the termination letter from the current insurance carrier to the Office of Student Affairs at email@example.com. New coverage is available beginning the 15th of each month and continues until the next regular enrollment date.
Rates and effective dates for 2020-2021
- The premium is $1,208 per semester and is charged to your student account.
- For new students: The Student Health Benefits Plan is in effect from the first day of orientation on to February 14 for the fall semester.
- For returning students: The Student Health Benefits Plan is in effect from August 15 to February 14 for the fall semester.
- The Student Health Benefits Plan is in effect from February 15 to August 14 for the spring semester. New students entering the university in January will have coverage from January 15 to August 14.
Insurance waiver process
All students enrolled in full-time programs (except MBA/MPH), and all F-1 visa status students must purchase the Student Health Benefits Plan. Only students who are already enrolled in a U.S. based insurance plan through their employer (or the U.S. Military) or family may request a waiver of the university’s Student Health Benefits Plan. International students not currently residing in the United States are also eligible to waive this insurance requirement. It is the student's responsibility to track their student account and ensure they request a waiver on time. For any questions regarding the waiver process contact Student Affairs at Carey.Student@jhu.edu.
To request a waiver, log in to SIS and complete a waiver request. Students are responsible to request a waiver by September 15. Students will not be permitted to waive coverage after the September 15 deadline. It is the student's responsibility to track their student account and ensure they request a waiver on time.
Obtaining your ID card and finding a provider
Students enrolled in the Student Health Benefits Plan may print their ID cards by logging into SIS or by visiting Wellfleet. ID cards will be available to print only after students have been charged the 6-month premium.
Students are encouraged to find a provider as soon as possible by going to the Cigna website.
Know what the plan offers and how it works
While the school makes every effort to inform students about their Student Health Benefits Plan during orientations, and, fall and spring information sessions, it is the student's responsibility to be an informed consumer, know how the plan works, benefits, providers, payment responsibility, etc. The Office of Student Affairs facilitates the administration process to support students. Please note that Wellfleet is the insurer, while Cigna is the provider. All plan questions should be directed to Wellfleet, not Cigna, within posted business hours.
The Student Health Benefits Plan provides medical coverage. Students interested in purchasing dental and/or vision coverage are able to enroll by going to SIS Self-Service. Students are advised to consider their needs and the cost of options before making a decision. Open enrollment for vision and/or dental coverage will end on August 15, 2020.